A home loan is an amount of money that an individual borrows from a bank or money lending company at a certain rate of interest to be paid with the EMI every month. The property is taken as a security by the money lending company for the home loan. The property can either be commercial or personal in nature. The different types of home loans include-

   Home Purchase Loan.

   Home Construction Loan

   Home Extension Loan

   Joint Home Loan

   Home Loan Balance Transfer

   Top Up Home Loan

Altum Credo is a mortgage lender in Pune, India, which has helped a lot of families to achieve the dream of owning a home. Our values are trust and transparency. We provide a wide product range, low interest rates on home loans, low processing fees, etc. Our customers don’t  have to worry about any hidden costs on their home loans.

Under our service of home loans, the loan will be extended for purchase of residential properties in approved locations. The residential properties can be new home purchase like flats, house, bungalows, and row house from builder or allotted by development authority/registered society; and resale property purchase of various types like flat, house, row house by member of registered society or allotted by development authority.

Loan Amount

The minimum loan amount under self construction home loans is capped at Rs. 3.5 Lakhs. The maximum loan amount for the same goes up to Rs. 30 Lakhs.


The minimum tenure is 5 years and the maximum tenure offered under Home Loans is 20 years.

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