By visiting this website you agree to be bound by the terms and conditions of this Privacy Policy.

Applicability of Policy:

This policy is applicable to all persons whose personal information is collected or received or possessed or stored or dealt in or handled by Altum Credo Home Finance Pvt. Ltd. (ACHF) including but not limited to who visits the Website/Portal/Instruments.

Definitions:

“Personal information” shall mean and include any information that relates to a person, which, either directly or indirectly, in combination with other information available or likely to be available with a body corporate, is capable of identifying such persons/Entities.

“Sensitive personal data or information” of a person means such personal information which consists of information relating to:

Password

Financial information such as Bank Account or Card details or other payment instruments details.

Sexual orientation, physical and mental health

Medical records.

Provided that, any information that is freely available or accessible in public domain or any other law for the time being in force shall not be regarded as sensitive personal data or information for these purposes.“Cookies” are small data files that a website stores on your computer.

Policy Terms:

ACHF is strongly committed to protect the personal and financial information that you submit to us. Personal information of individual users will not be sold or otherwise transferred to unaffiliated third parties unless for the purposes to which you consent. However, despite our utmost efforts to protect your personal information, ACHF cannot warrant the security of any information you transmit to us through our website / online services. By accepting this privacy policy, you accept that such transmission of your personal information is done at your own risk.

ACHF reserves its right to use the information to better the relations with customers, to provide more products and other useful information to customers, and also to cross-sell products which ACHF markets alone or with jointly with other persons, agencies and entities. It will be well within the rights of ACHF to disclose the information for any reasons whatsoever.

We will take appropriate steps to protect your privacy in relation to your use of our Site. This Site may provide links to third party sites. Since we do not control such linked sites, we encourage you to review the privacy policies of these third party sites.

Exceptions:

ACHF may disclose your information which is available with us if we are required by a Court Order, by Government Authorities, by Law Enforcement Authorities or by other legal processes or where it becomes necessary to do so to protect the rights or property of ACHF and/or its group companies/affiliates etc.

ACHF shall have exclusive right to share your information, without obtaining your prior written consent, with government agencies mandated under the law to obtain information for the purpose of verification of identity, or for prevention, detection, investigation including cyber incidents, prosecution, and punishment of offences, or where disclosure is necessary for compliance of a legal obligation. Any information may be required to be disclosed to any third party by us by an order under the law for the time being in force.

Cookies

You are also being made aware that non-personal information and data may be automatically collected through the standard operation of www.altumcredo.com internet servers or through the use of “cookies” and that www.altumcredo.com cannot control the use of cookies or the resulting information by advertisers or third parties hosting data for www.altumcredo.com.

ACHF may use persistent cookies which are permanently placed on your computer to store non-personal (Browser, ISP, OS, Clickstream information etc.) and profiling information (age, gender, income etc.) While cookies have unique identification nos, personal information (name, a/c No., contact nos. etc.) shall not be stored on the cookies

ACHF may use the information stored in the cookies to improve visitor experience through relevant contents. ACHF may store visitor preferences to ease visitor navigation on the site.

Amendment:

ACHF reserves the right to amend/alter this Privacy Policy or any other terms of our policies/practices at any time without prior notice. The same shall be notified by posting such changes or updated Private Policy on the page. Any changes or updates will be effective immediately upon posting to this website.

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