Legal Lead

Profile Requirements:

  • Skills & Experience – Minimum 10 years in a similar job
  • Educational Qualification- LLB/LLM
  • Job Knowledge – Good understanding of customer profile, local markets and various types of properties and good networking skills.
  • Experience in Affordable Home Loans/ Mortgage Loans will be preferred

Job Description:

  • Scrutiny and approval for title search reports.
  • Providing advice to business on an acceptance of title search report/property for creation of mortgage/ security.
  • Compliance of stamping requirements on each of the documents as per legal policy
  • Ensuring quality of report/valuations by doing random check on a monthly basis as directed.
  • Highlight the Risk while acceptation of collateral security and creation of mortgage over the property.
  • Co-ordinate and interact with the external Lawyers for investigation of the title of the property and discuss the issues of the title and remedies before creation of security.
  • Drafting and vetting of equitable mortgage, simple mortgage, declaration and undertakings relating to the mortgage for security creation etc.
  • Customizing the requirements of all different states for legal documentation, institutionalization and make branches aware and follow the same.
  • Updating/modification of legal policy annexure/State legal policies on on-going basis.
  • Appraisal of Project Files Advising on applicable Stamp Duties to various States.
  • Drafting and structuring of various lending arrangements with builders.
  • Maintaining MIS/keep records of all the cases including agreements, legal compliance, checklist etc
  • Empanelment of Lawyers for issuing Title and Search Report.
  • Review of existing process and Legal Documentation.
  • Periodic review of Lawyers impaneled for issuing Title and Search Report.
  • Structuring, drafting & inspecting the legal documents along with the preparation of Sale Deeds, Petitions, Appeals, Written Statements & Arguments, and various kinds of agreements such as Indemnity Bonds, Affidavits, Declarations, Agreement to sale, M.O.U., Mortgage Deeds, and Lease Deeds, etc.